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Business Indemnity Insurance protects you and your business against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of professional services.
Can arrange many types of indemnity, to cover a wide range of situations.
The list below will provide you with further information on the indemnities we can provide.
If your particular circumstance is not listed below, then do still contact us and we will liaise with our insurer partners to see if we can tailor something for your requirements.
If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs.
Public liability insurance can help you protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence.
No matter how stringent your company is, mistakes can happen. For example, you may design or sell a product that causes a customer harm. Even if you’re not at fault, you could risk serious financial damage through legal and court costs if a customer decides to sue you. Product liability insurance is designed to help protect your business if you’re sued because a product you sell, assemble or supply has caused harm to a person or property.
While public and product liability insurance isn’t mandatory for most businesses, it is recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinarily high.
Public liability insurance helps protect you and your business against the financial risk of being liable for negligence.
If you’re a business owner, it’s easy to assume that accidents won’t happen at your workplace. But the statistics say otherwise.
Employers are required by law to take steps to ensure their workplaces are safe. This includes having worker’s compensation insurance for all their employees.
Worker’s compensation insurance is compulsory for all employers in every state and territory in Australia. Each state or territory has its own worker’s compensation scheme, run by independent regulators, with rules differing slightly between each jurisdiction.
Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.
Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, Farm Insurance can help protect your farm, it’s produce and livestock – and the people who benefit from it.
Cyber Protection Insurance is a relatively new form of cover. It’s designed to help protect your business from the financial impact of computer hacking or a data breach.
If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage.
A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation.
The scale and reach of malicious cyber activity affecting Australian public and private sector organisations and individuals is unprecedented. The rate of compromise is increasing and the methods used by malicious actors are rapidly evolving.
Commercial Motor Fleet insurance is vital for many organisations, as their fleet of vehicles is a significant investment and is often a key part to ensuring their operations are efficient and successful.
Vehicles on the road represent a significant risk for a business, and any claim can quickly impact the bottom line.
Our motor fleet insurance policies cater for a wide range of vehicle types, including:
Our motor fleet insurance policy is crafted to suit the specific needs of each business and our team will ensure that it provides the level of protection that will leave a fleet manager with complete peace of mind.
We can also assist with risk management and driver training to help reduce the likelihood of a claim occurring.
Home insurance can protect you from financial risk if your home is damaged or destroyed, and can also cover your homes contents if they are damaged, lost or stolen. You can take out cover for specific listed events only or for wider accidental cover, depending on your needs.
If your home and its contents were damaged or destroyed in a natural disaster or accident, or all your valuables were stolen, could you afford to replace them?
If not, we are here to help.
Home and contents insurance can even protect you against legal liability if someone is injured or killed on your property.
Motor insurance can cover your motor vehicle against accidental damage and theft. It can also protect you from the financial costs of repairing or replacing another person’s vehicle in an accident where you’re at fault.
Generally, you can choose to insure your car for an agreed amount, or for the market value of your vehicle – up to $xxx,xxx. Above $ xxx,xxx will be considered on referral.
If your car is damaged in an accident where you’re at fault, having comprehensive motor insurance helps to pay for repairs – or can replace it altogether if your car is written off.
If your car is stolen, comprehensive motor insurance can pay you the agreed or market value, so you can buy another car.
Third party property damage (TPPD) insurance – can cover the costs you may be liable to pay if you are at fault and damage or write off someone else’s car – is also available as a standalone policy. However, if you only have this cover, there’s no cover for any damage to your own car.
Like home insurance, landlord insurance can cover your rental property and its contents against risks like storms, floods and fire. It can also cover the damage that tenants can cause to your contents – and even loss of rental income.
Unlike some landlord policies, Landlord Insurance can cover holiday rentals and long-term rentals.
Without landlord insurance, you could lose your valuable investment if it’s damaged or destroyed.
You could also lose income from rent if you’re unable to rent it out during repairs, or if your tenants get evicted or break the lease.
We know that plenty of Aussies go on holiday and have an amazing time exploring new and exciting places without
buying travel insurance. But taking a gamble on your much-needed break can be risky. Here’s why!
If you buy a policy for just one reason, this is it! Falling ill or being injured while travelling overseas can be extremely costly.
Loss, theft or damage to your prized possessions can be a common, yet gut-wrenching experience. If your personal belongings go AWOL while you’re away the right policy will pay to replace or repair them.
Travel insurance comes with 24/7 emergency assistance services which includes a team of doctors, nurses, travel agents and translators ready to support you in your time of need.
