Business
Insurance
Running a business in regional NSW comes with its own risks and your insurance should reflect that. We take the time to understand how you operate, providing tailored cover that protects your livelihood without unnecessary complexity.
Business Insurance
What is Business Insurance?
Business insurance is designed to protect your company against financial loss caused by unexpected events such as property damage, legal claims, theft or business interruptions. It covers a range of risks that businesses may face in their day to day operations, helping safeguard your assets, income, employees and reputation.
Having the right business insurance in place provides peace of mind and helps your business to continue operating even when unforeseen challenges arise.
What does Business Insurance cover?
Business insurance packs can offer general protection for a business, which may include cover against:
- Property Damage
- Business Interuption
- Theft
- Public or Products Liability
- Electronic Equipment Breakdown
- Employee Dishonesty
- General Property
- Machine Breakdown
- Transit
- Glass
Our experience across business, rural and regional risks means we know where gaps can appear
MJC Insurance Brokers helps business owners across the region protect what they have built with insurance that is practical, tailored and easy to understand. We work with trades, contractors, commercial property owners and a wide range of small to medium businesses, taking the time to understand how each business runs and what needs to be covered properly.
With strong experience across regional and rural businesses, we know that cheap cover is not always good cover. We often see businesses that are underinsured, poorly structured insurance or carrying policies that no longer reflect how they operate. Our job is to help clients put the right protection in place from the start, and to be there with advice and support if something goes wrong.
Client Testimonials
At MJC Insurance Brokers, we understand that rural businesses face risks unlike any other. From broadacre cropping and livestock to specialist operations like viticulture and timber plantations, every farm has its own unique set of challenges.
Professional Indemnity Insurance
Professional Indemnity (PI) insurance protects you against claims from professional misconduct based on advice or services you have provided to clients and employees.
Public & Products Liability
Public liability insurance can help you protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence.
Cyber
Insurance
If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber incident at some stage.
Workers
Compensation
Employers are required by law to take steps to ensure their workplaces are safe. This includes having workers compensation insurance for all their employees.
Motor
Fleet
Our motor fleet insurance policy is crafted to suit the specific needs of each business and our team will ensure that it provides the level of protection that will leave a fleet manager with strong peace of mind.